Cheapest Henderson Auto Insurance
If you want to save the most money, the best way to find lower priced auto insurance rates in Henderson is to compare quotes annually from providers in Nevada. You can compare rates by following these guidelines.
First, try to comprehend how your policy works and the steps you can take to drop your rates. Many rating factors that cause high rates like multiple speeding tickets and your credit history can be eliminated by making minor changes in your lifestyle. This article gives tips to get affordable coverage and find overlooked discounts.
Second, request price quotes from direct carriers, independent agents, and exclusive agents. Exclusive and direct companies can provide rates from one company like Progressive or State Farm, while agents who are independent can provide rate quotes from multiple sources. View a list of agents
Third, compare the quotes to the price on your current policy and determine if there is any savings. If you find better rates and buy the policy, ensure coverage does not lapse between policies.
A crucial key to this process is to use the same level of coverage on every price quote and and to get rates from as many companies as possible. This ensures a level playing field and a thorough selection of prices.
Policy rates for auto insurance is dependent on many factors, but the average policy rate in Henderson is right around $1,400 each year. The national average roughly $1,224, so Henderson drivers pay around $130 more each year than drivers in surrounding states.
Auto insurance rates are determined by many different variables, and one of the main factors is the type of vehicle you own. The pricing data below shows insurance cost for some of the more popular vehicles insured in Henderson.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Ford Focus SES 4-Dr Sedan | $1,136 | $568 | $95 |
Ford Fusion Sport 4-Dr Sedan | $1,184 | $592 | $99 |
Honda Accord EX 2-Dr Coupe | $1,230 | $615 | $103 |
Honda Civic SI 4-Dr Sedan | $1,226 | $613 | $102 |
Hyundai Elantra GLS 4-Dr Sedan | $1,160 | $580 | $97 |
Kia Optima SX | $1,254 | $627 | $105 |
Nissan Altima 3.5 SR 4-Dr Sedan | $1,184 | $592 | $99 |
Toyota Corolla S | $1,160 | $580 | $97 |
Volkswagen Jetta S 2.5 Station Wagon | $1,014 | $507 | $85 |
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Price estimates do not factor in specific zip code location which can increase or decrease premiums greatly.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Silverado 3500HD LTZ Crew Cab 2WD | $1,232 | $616 | $103 |
Chevrolet Silverado LS Crew Cab 2WD | $1,254 | $627 | $105 |
Dodge Ram 3500 Crew Cab Laramie 4WD | $1,636 | $818 | $136 |
Dodge Ram Quad Cab Sport 4WD | $1,278 | $639 | $107 |
Ford F-150 Lariat Crew Cab Platinum 4WD | $1,208 | $604 | $101 |
GMC Canyon SLE Crew Cab Z71 4WD | $1,120 | $560 | $93 |
GMC Sierra 2500HD SLT Extended Cab 2WD | $1,320 | $660 | $110 |
GMC Sierra SLT Crew Cab 2WD | $1,184 | $592 | $99 |
Toyota Tacoma Double Cab TRD Off-Road Package 4WD | $1,120 | $560 | $93 |
Toyota Tundra SR/5 Crew Max 4WD | $1,278 | $639 | $107 |
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, claim-free, and multi-vehicle. Rate information does not factor in specific Henderson garaging location which can revise premium rates noticeably.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura MDX 4WD | $1,144 | $572 | $95 |
Acura RDX Technology Package 2WD | $1,102 | $551 | $92 |
BMW X5 3.5D AWD | $1,298 | $649 | $108 |
Chevrolet Traverse LT 2WD | $972 | $486 | $81 |
Ford Escape XLS 2WD | $924 | $462 | $77 |
Ford Explorer Eddie Bauer 2WD | $1,030 | $515 | $86 |
GMC Acadia SLT AWD | $1,120 | $560 | $93 |
Honda CR-V EX 4WD | $948 | $474 | $79 |
Honda Pilot Touring 4WD | $1,120 | $560 | $93 |
Hyundai Tucson GLS 4WD | $1,030 | $515 | $86 |
Jeep Grand Cherokee Laredo 2WD | $1,096 | $548 | $91 |
Kia Sportage EX 2WD 4-Dr | $1,096 | $548 | $91 |
Toyota Highlander Sport 2WD | $1,120 | $560 | $93 |
Toyota RAV4 Limited 2WD | $1,096 | $548 | $91 |
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Data rating is based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Premium amounts do not factor in your specific Henderson location which can alter prices greatly.
Cheaper rates with these discounts on car insurance
The information below illustrates the comparison of annual premium costs with and without discounts applied to the policy rates. The rates are based on a female driver, no driving violations, no at-fault accidents, Nevada state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, marriage, homeowner, multi-car, safe-driver, and claim-free discounts applied.
AUTO INSURANCE FACT
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Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
USAA | 98 | 100 | 100 | 94% | A++ | 98.6 |
American Family | 98 | 89 | 100 | 86% | A | 95.4 |
State Farm | 88 | 93 | 96 | 90% | A++ | 92.4 |
The Hartford | 94 | 92 | 90 | 89% | A+ | 91.7 |
AAA Insurance | 88 | 89 | 95 | 91% | A | 91.2 |
GEICO | 84 | 93 | 93 | 89% | A++ | 90.3 |
The General | 89 | 91 | 89 | 88% | A- | 90 |
Titan Insurance | 90 | 87 | 91 | 95% | A+ | 89.6 |
Progressive | 84 | 91 | 93 | 87% | A+ | 89.5 |
Mercury Insurance | 88 | 91 | 90 | 85% | A+ | 89.4 |
Allstate | 85 | 90 | 92 | 88% | A+ | 89.3 |
Nationwide | 87 | 88 | 84 | 90% | A+ | 88.7 |
Liberty Mutual | 84 | 87 | 93 | 88% | A | 88.5 |
21st Century | 85 | 86 | 87 | 88% | A | 86.7 |
Esurance | 85 | 80 | 95 | 87% | A+ | 85.9 |
Safeco | 85 | 85 | 85 | 86% | A | 85.8 |
Travelers | 80 | 87 | 87 | 83% | A++ | 85.2 |
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Top 10 cheapest vehicles to insure in Henderson, NV |
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Honda Fit |
Hyundai Accent |
Mini Cooper |
Chevrolet Colorado |
Kia Rondo |
Mazda MX-5 Miata |
Mazda 5 |
Hyundai Elantra |
Honda CR-V |
Ford Escape |
Top 10 most expensive vehicles to insure in Henderson, NV |
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Mercedes-Benz CL65 AMG |
Mercedes-Benz S65 AMG |
Audi R8 |
Mercedes-Benz CL600 |
Mercedes-Benz CL63 AMG |
BMW 760L |
Mercedes-Benz S600 |
BMW M6 |
Mercedes-Benz S63 AMG |
Porsche 911 |
Top 10 safest vehicles to insure in Henderson, NV |
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Jeep Grand Cherokee |
Chevrolet Equinox |
Toyota Tacoma |
Jeep Wrangler |
Chevrolet Silverado |
GMC Acadia |
Jeep Liberty |
Ford F-150 |
Buick Enclave |
Ford Escape |